Article
October 17, 2025

End of the 2023-2025 continuing education cycle

Chambre de la sécurité financière time 5m

You have until 11:59 p.m. on Sunday, November 30, 2025, to complete the required training hours and enter the information in your PDU record. Take the right steps now to avoid unpleasant surprises after November 30, 2025.

 

What happens if your PDU record is incomplete as of November 30, 2025?

 

Deadline : 11:59 pm on November 30.

You have until 11:59 p.m. on November 30 to complete and enter PDUs in your file.

Activities completed after this time, down to the minute, will be applied to the next cycle – they will not count for the 2023-2025 cycle.

To be compliant, you must:

  • Have accumulated the required number of PDUs in the correct categories.
  • Have entered all your training activities in your PDU record.

If not:

  • You will be deemed non-compliant.
  • The AMF will be notified.

 

Short compliance period in December

If your PDU file is incomplete, you will receive a notice of non-compliance in early December. This notice does not (yet) mean that your right to practice has been suspended. You will be given a period of approximately 20 days to resolve the situation.

This additional time applies only to the entry of activities completed before midnight on November 30, 2025, or to request a training exemption.

During the 20-day adjustment period:

  • You can email us your training certificates, provided that the activities were completed before midnight on November 30, 2025. Please note that a processing fee will be charged.
  • You can apply for an exemption through your member’s area if you have been on leave from work for at least four consecutive weeks due to parental leave, disability, or caregiving responsibilities. If accepted, a waiver entitles you to a reduction in the number of PDUs to be completed, and your file may then be compliant.
  • New training activities completed during this period will not count toward the 2023-2025 cycle. They will apply to the new 2025-2027 period, even if your file is in default.

Please note that between the start of the new period and the notice of suspension for failure to meet the PDU requirement, you are authorized to practice unless, for another reason, your name does not appear in the Register of Companies and Individuals Authorized to Practice | AMF.

 

Suspension of your right to practice

Notice of suspension – February 2026

In mid-February 2026, if your file has not been regularized, the AMF will suspend your certificate or registration for each discipline or category in which you have not fulfilled your continuing education obligations.

The suspension has several consequences, including:

  • You can no longer practice in the discipline or category concerned, including giving advice or finalizing a transaction.
  • The suspension for failure to complete PDUs is published in the AMF's weekly bulletin. In addition, your name is removed from the public register, i.e., the Register of Companies and Individuals Authorized to Practice | AMF.
  • The suspension may have repercussions on your relationship with your clients or your reputation.

No notice is sent directly to clients; it is up to you or your firm to inform them of your suspension.

Regaining compliance

In the event of suspension, it is possible to rectify your situation:

  1. Complete the missing PDUs. From the date of suspension, you can take the training courses you are missing, but not before.
  2. Send your certificates to the CSF.
  3. Once your file is compliant, the CSF will notify the AMF to allow the suspension to be lifted.

In summary:

  • Take action before November 30 to avoid any problems.
  • If you are in default, take advantage of the month of December to enter PDUs you completed before the end of the period.
  • Even after a suspension by the AMF, you have recourse to get back into compliance.