MEMBER'S profile and FIELDS OF PRACTICE
Which Professionals are Members of the CSF?
The duties of the more than 32 000 professionals is to provide advice and look after their client's best interest. These professionals are bound by compulsory professional development activities, are responsible for their actions and must act in accordance with a strict code of ethics. They work in five different areas of personal finance.
Click here for a profile of the CSF’s members (March 31, 2019).
Mutual fund dealer representative
A mutual fund dealer representative analyzes the financial situation of his clients in order to offer them mutual funds that suit their situation and investor profile. He acts on behalf of a dealer.
A financial planner prepares a personal financial plan for his clients based on their situation and financial objectives. In carrying out his activities, he takes the following seven matters into account: insurance, finance, taxation, legal considerations, investments, retirement and estate planning.
Financial security advisor (also referred to as a “representative in insurance of persons”)
A financial security advisor analyzes the financial situation of his clients in order to advise them on how to protect their finances and increase their wealth. He offers a variety of services and insurance products, such as life insurance, disability insurance, critical illness insurance and individual annuities, from one or more insurers.
Group insurance and group annuity plans advisor (also referred to as a “representative in group insurance of persons”)
A group insurance and group annuity plans advisor analyzes the needs of businesses and their employees in order to offer them products and consulting services pertaining to group insurance and group annuity plans from one or more insurers.
Scholarship plan dealer representative
A scholarship plan dealer representative offers his clients units of scholarship plans, which form part of the category of higher learning registered education savings plans.
A person can be registered in several sectors or registration categories and can hold several titles, such as financial planner and representative in insurance of persons. This is referred to as multidisciplinarity.